Partner outreach

US lenders that accept referral & affiliate partners

A working directory of US lender affiliate and referral programs across mortgage, personal, auto, truck and equipment finance — with contact links and a direct partnership inquiry form. Verify current terms with each company directly — programs, payouts and state coverage change often.

Nectar

Direct program

DSCR and real-estate investor lending. Works with brokers, loan officers and referral partners.

Program: Revenue share on funded loans

Mortgage
Business
Partner program page

AJP Mortgage

Direct program

Straightforward referral partnership for consumer mortgage leads.

Program: Commission per closed deal

Mortgage
Partner program page

Kiavi

Direct program

Fix-and-flip, bridge and rental portfolio loans for investors.

Program: Broker / referral partner

Mortgage
Business
Partner program page

New American Funding

Outreach required

National retail lender; partnership desk handles referral sources.

Program: Partner / referral relationship

Mortgage
Partner program page

LeadNetwork

Network offer

Personal and installment loan lead buyer with a large US lender pool. Fast approval for publishers.

Program: Pay-per-lead network

Personal
Partner program page

Mariner Finance

Outreach required

Branch-based personal lender across 25+ states; accepts referral partners via corporate marketing.

Program: Referral / affiliate

Personal
Partner program page

Upgrade

Network offer

Listed on major affiliate networks; strong personal loan payouts.

Program: Affiliate (via networks)

Personal
Partner program page

LendingTree

Direct program

Multi-vertical marketplace — good fallback monetisation for unmatched traffic.

Program: Affiliate marketplace

Personal
Mortgage
Auto
Business
Partner program page

RateGenius

Direct program

Auto refinance marketplace with a public partner page and quick onboarding.

Program: Affiliate / refinance referrals

Auto
Partner program page

Auto Credit Express

Direct program

Subprime auto lead buyer; long-running affiliate program.

Program: Pay-per-lead

Auto
Partner program page

Carputty

Outreach required

Flexline auto financing; partners with content and comparison sites.

Program: Referral partner

Auto
Partner program page

Big Rig Lending

Direct program

Commercial truck financing for owner-operators; responsive referral desk.

Program: Referral commission

Truck
Partner program page

Commercial Fleet Financing

Outreach required

Trucking and heavy equipment; nationwide, works with brokers.

Program: Referral / broker

Truck
Equipment
Partner program page

Balboa Capital

Direct program

Equipment finance and small-business working capital; established partner program.

Program: Referral partner program

Equipment
Business
Partner program page

Smarter Finance USA

Outreach required

Truck and equipment financing with published contact details.

Program: Referral

Truck
Equipment
Partner program page

Impact.com

Network offer

Hosts many US bank and fintech lending programs — apply once, access dozens of offers.

Program: Affiliate network

Mortgage
Personal
Auto
Business
Partner program page

CJ Affiliate

Network offer

Large finance advertiser base; strong reporting and payout terms.

Program: Affiliate network

Personal
Mortgage
Business
Partner program page

MaxBounty

Network offer

CPA loan offers; useful for testing vertical conversion rates fast.

Program: CPA network

Personal
Auto
Partner program page

Partnership inquiry

Lender, network or affiliate manager? Send us your program details — every inquiry is emailed straight to our partnerships inbox.

Inquiries are emailed to Get@OnlineLoansAi.com and never written to a database. OnlineLoansAI is a technology platform and referrer, not a lender or broker.