The rules that govern use of OnlineLoansAI.com and every domain in the network, together with our disclaimers and limitations of liability.
OnlineLoansAI is a technology platform and referrer. We are not a lender, broker, or financial advisor, we make no credit decisions, and nothing here is an offer of credit. Read sections 2, 3, 11 and 12 carefully.
By accessing OnlineLoansAI.com, any subdomain, or any exact-match domain operated within the OnlineLoansAI network, you agree to be bound by these Terms & Conditions and by the disclosures published on our Compliance page. If you do not agree, you must stop using the website immediately.
We may update these terms at any time. Continued use of the website after changes are published constitutes acceptance of the revised terms.
OnlineLoansAI is a technology platform and referrer. We are NOT a lender, NOT a broker, NOT a credit repair organisation, and NOT a financial, legal or tax advisor. We do not originate loans, underwrite credit, set rates, approve or deny applications, service accounts, or collect debts.
Nothing on this website is an offer, solicitation, commitment or pre-approval to lend. Any decision to extend credit rests solely with the participating lending institution you are matched with.
We are not an agent of any lender and no lender is an agent of ours. We do not endorse, guarantee or warrant any lender, product, rate, term or outcome.
Submitting an inquiry does not guarantee that you will be matched with a lender, that you will receive an offer, or that any offer received will be on favourable terms. Matching depends on lender criteria, your state of residence, credit profile, income, collateral and lender capacity at the time of submission.
Any amounts, rates, terms, timeframes, monthly payments or examples displayed anywhere on this website are illustrative only. They are not quotes, not offers of credit and not representative of the terms you will receive.
By submitting an inquiry you expressly consent to be contacted by OnlineLoansAI and by matched participating partners at the telephone number, email address and mailing address you provide, including by autodialled or prerecorded calls and SMS, even if that number appears on a Do Not Call registry. Consent is not a condition of purchasing any good or service.
Message and data rates may apply. You may withdraw consent at any time by replying STOP to any SMS or emailing Get@OnlineLoansAi.com. Withdrawal does not affect processing that has already lawfully occurred.
Applications pass a double-verification step: an automated email requires you to confirm, by clicking a verification button, that we may transmit your application before any further hand-off occurs.
By design, OnlineLoansAI does not retain a database of consumer application data or lender submissions. Inquiry data is transmitted over encrypted HTTPS to the matched lending partner and to our notification inbox; the receiving lending platform is the system of record.
Once your data reaches a lending partner, that partner's own privacy policy, security controls and retention schedule govern it. We are not responsible for a partner's handling, storage, disclosure or breach of your information.
We do not sell consumer data to unaffiliated list brokers.
You represent that you are at least 18 years old, a legal resident of the United States, and that all information you submit is true, accurate and your own. Submitting false, fraudulent or third-party information without authority is prohibited and may be reported to the affected lenders and to law enforcement.
You are responsible for reviewing every disclosure, agreement and cost schedule provided by a lender before accepting credit.
You may not scrape, crawl beyond published robots directives, reverse engineer, overload, probe or attempt to bypass the security controls of this website, including Cloudflare Turnstile bot protection. You may not use the site to submit automated, bulk or bot-generated inquiries, or to resell, harvest or redistribute any content or lead data.
We may refuse service, block traffic sources or terminate access at our sole discretion and without notice.
We are compensated by participating lending partners for qualified referrals, on a per-lead, per-funded-loan or fixed-fee basis. This compensation may influence which partners appear and the order in which they appear. We never charge consumers a fee for using this website or for being referred.
This website links to and transmits data to third-party lender websites, portals and API endpoints. We do not control and are not responsible for the content, availability, security, pricing or practices of any third party. Following a link or completing an application on a partner site is entirely at your own risk.
Guides, FAQs, checklists, keyword research and vertical explainers published on this network are general educational information about how financing categories typically work. They are not financial, legal, tax, accounting or investment advice, and they are not tailored to your circumstances. Consult a licensed professional before making a borrowing decision.
THE WEBSITE AND ALL CONTENT, MATCHING RESULTS AND TRANSMISSIONS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.
We do not warrant that the website will be uninterrupted, error free, secure against every threat, or that any transmission to a lending partner will succeed, arrive intact or be acted upon.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ONLINELOANSAI AND ITS OPERATORS, OFFICERS, CONTRACTORS AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, LOST OPPORTUNITY, DENIED CREDIT, ADVERSE CREDIT ACTION, OR DAMAGES ARISING FROM ANY LENDER'S ACTS OR OMISSIONS.
OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM RELATING TO THIS WEBSITE SHALL NOT EXCEED ONE HUNDRED US DOLLARS (US$100).
Some jurisdictions do not allow certain exclusions; in those jurisdictions our liability is limited to the smallest amount permitted by law.
You agree to indemnify and hold harmless OnlineLoansAI and its operators from any claim, loss, liability or expense (including reasonable legal fees) arising out of your use of the website, your breach of these terms, or your submission of inaccurate or unauthorised information.
Institutions submitting a partnership request warrant that they hold all licences and registrations required in each state where they lend, and that they will comply with the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Telephone Consumer Protection Act, UDAAP standards, and all applicable state lending and advertising rules.
Partnership requests are transmitted by email only; we do not retain a partner database. Acceptance of any partnership is at our discretion and is governed by a separate written agreement.
The OnlineLoansAI name, network domain names, logo mark, page copy, structured content and design are owned by the operator of this website. You may not copy, republish or create derivative works from them without written permission.
These terms are governed by the laws of the United States and of the state in which the website operator is domiciled, without regard to conflict-of-law principles. You agree that any dispute will be resolved on an individual basis and you waive any right to participate in a class action, to the extent permitted by law.
If any provision of these terms is held unenforceable, that provision will be limited or severed to the minimum extent necessary and the remaining provisions will remain in full force.
Questions, opt-out requests or data removal requests: Get@OnlineLoansAi.com